Official Terms Philippines Player Protection

fmb Terms and Conditions

These terms govern your use of the fmb platform. Please read them carefully before creating an account or placing any wager. By registering, you confirm that you have read, understood, and agreed to all conditions set out below.

Last updated: June 2025  ·  Applies to all fmb accounts in the Philippines

Account Eligibility and Registration

To open and maintain an account on fmb, you must be at least 21 years of age and a resident of the Philippines. By completing the registration process, you confirm that all information you have provided is accurate, complete, and up to date. fmb reserves the right to request identity verification documents at any time to confirm eligibility, and accounts found to belong to underage players will be closed immediately with any remaining balance handled in accordance with applicable regulations.

Each player is permitted to hold only one active account on the fmb platform. Creating duplicate or multiple accounts is strictly prohibited and may result in the suspension of all associated accounts and the forfeiture of any pending balances or bonuses. If you believe a duplicate account has been created in error, you must contact fmb support immediately to resolve the matter before any further activity takes place.

You are solely responsible for maintaining the confidentiality of your login credentials. fmb will not be held liable for any losses resulting from unauthorised access to your account caused by your failure to keep your username and password secure. If you suspect that your account has been accessed without your permission, you must notify fmb immediately so that appropriate action can be taken to protect your account and funds.

Deposits, Withdrawals, and Payments

All transactions on fmb are conducted in Philippine pesos (PHP) through local payment channels available to players in the Philippines. Deposits are credited to your account promptly upon confirmation from the payment provider, and fmb does not accept responsibility for delays caused by third-party payment processors or banking institutions. Minimum and maximum deposit amounts are displayed at the time of transaction and may be updated periodically without prior notice.

Withdrawal requests are processed in the order they are received, subject to completion of any applicable identity verification requirements. fmb reserves the right to request supporting documentation before releasing funds, particularly for large withdrawals or accounts that have not previously completed a verification check. Processing times may vary depending on the payment channel selected and the volume of requests being handled at the time.

fmb does not accept deposits from third-party sources. All funds deposited into your account must originate from a payment method registered in your own name. Any attempt to deposit funds from an account belonging to another person will result in the immediate suspension of your fmb account pending investigation, and any winnings generated from such funds may be voided at fmb's discretion.

Game Rules and Fair Play

All games available on the fmb platform are governed by individual game rules that are displayed within each game interface. It is your responsibility to read and understand the rules of any game before placing a wager. fmb does not accept responsibility for losses incurred as a result of a player's misunderstanding of game mechanics, payout structures, or bonus features.

fmb is committed to providing a fair gaming environment for all players in the Philippines. Any attempt to manipulate game outcomes, exploit software vulnerabilities, use automated betting tools, or engage in any form of collusion with other players is strictly prohibited. fmb monitors gameplay activity continuously, and accounts found to be engaging in unfair practices will be suspended immediately, with all associated winnings subject to review and potential forfeiture.

In the event of a technical fault, disconnection, or system error during a game session, fmb will make every reasonable effort to resolve the issue fairly and in accordance with the game provider's rules. Where a game round cannot be completed due to a technical failure, any wager placed during that round will be returned to your account balance. fmb's decision in all matters relating to technical disputes is final and binding.

VIP Programme and Bonuses

Participation in the fmb VIP programme is automatic for all registered players, with points accruing on qualifying wagers placed across live casino, slots, and bingo. The rate at which points are earned, the thresholds required to advance between tiers, and the rewards available at each tier are set by fmb and may be amended at any time with reasonable notice provided to affected members. Points have no cash value and cannot be transferred between accounts.

Any bonuses, cashback offers, or promotional rewards issued by fmb are subject to specific terms that will be communicated at the time the offer is made. Unless otherwise stated, bonuses must be wagered a specified number of times before any associated winnings can be withdrawn. fmb reserves the right to withdraw any bonus offer, cancel a player's participation in a promotion, or reclaim bonus funds if it determines that the offer has been claimed in bad faith or in violation of the stated conditions.

fmb reserves the right to modify, suspend, or discontinue the VIP programme or any promotional offer at any time. Where material changes are made to the VIP programme that affect existing members, fmb will provide advance notice through the platform or by direct communication to the affected accounts. Continued use of the platform following such notice constitutes acceptance of the updated terms.

Responsible Gaming and Account Closure

fmb is committed to promoting responsible gaming among all players in the Philippines. The platform provides tools that allow you to set deposit limits, session time reminders, and self-exclusion periods directly from your account settings. fmb encourages all players to use these tools proactively and to seek support from recognised responsible gaming organisations if they feel that their gaming activity is becoming difficult to manage.

Self-exclusion requests are processed promptly and, once activated, cannot be reversed for the duration of the exclusion period selected. During a self-exclusion period, your account will be suspended and you will not be able to log in, deposit, or place wagers. Any marketing communications from fmb will also be suspended for the duration of your exclusion. If you wish to extend your self-exclusion period, you may do so by contacting fmb support before the current period expires.

You may request the permanent closure of your fmb account at any time by contacting support. Upon closure, any remaining balance will be returned to you via your registered payment method after all applicable verification checks have been completed. fmb reserves the right to close any account that has been inactive for an extended period, with prior notice given to the registered email address associated with the account.

Limitation of Liability and Governing Law

fmb provides its platform on an "as available" basis and does not guarantee uninterrupted access at all times. While fmb takes all reasonable steps to maintain platform availability and data security, it cannot be held liable for losses arising from circumstances beyond its reasonable control, including but not limited to internet outages, device failures, or force majeure events. Players access the platform at their own risk and are responsible for ensuring that their device and internet connection are suitable for online gaming.

To the fullest extent permitted by applicable law, fmb's total liability to any player in connection with their use of the platform shall not exceed the total amount deposited by that player in the thirty days preceding the event giving rise to the claim. fmb shall not be liable for any indirect, consequential, or punitive damages arising from a player's use of or inability to use the platform, regardless of whether fmb has been advised of the possibility of such damages.

These Terms and Conditions are governed by and construed in accordance with the laws applicable to online gaming operations in the Philippines. Any dispute arising from your use of the fmb platform that cannot be resolved through direct communication with fmb support will be subject to the jurisdiction of the competent courts or regulatory bodies in the Philippines. fmb's failure to enforce any provision of these terms at any given time does not constitute a waiver of its right to enforce that provision in the future.

Common Questions About These Terms

Quick answers to what Filipino players most often ask about the fmb terms.

The minimum age to register and play on fmb is 21 years old, in line with the legal requirements for online gaming in the Philippines. Age verification may be requested at any point during your membership, and accounts belonging to underage players will be closed immediately. fmb takes its age verification obligations seriously and encourages parents and guardians to use device-level controls to prevent minors from accessing online gaming platforms.

No. Each player is permitted to hold only one active account on fmb. Creating multiple accounts is a violation of these terms and may result in the suspension of all associated accounts and the forfeiture of any balances or bonuses held within them. If you have accidentally created a duplicate account, please contact fmb support immediately to have the issue resolved before any further activity takes place on either account.

Withdrawal requests can be submitted directly from your fmb account dashboard. All withdrawals are processed in Philippine pesos through local payment channels and are subject to identity verification requirements. Processing times vary depending on the payment method selected and the current volume of requests. VIP members at higher tiers benefit from priority withdrawal processing as part of their programme rewards. If you have questions about a specific withdrawal, fmb support is available to assist you.

You may request permanent account closure at any time by contacting fmb support. Any remaining balance in your account will be returned to you via your registered payment method once all verification checks have been completed. If you are closing your account for responsible gaming reasons, fmb also offers self-exclusion options that allow you to take a break without permanently closing your account. Our support team can guide you through whichever option best suits your situation.

Have More Questions?

If anything in these terms is unclear, our support team is ready to help. You can also visit the FAQ page for more detailed answers, or head to the Responsible Gaming page to learn about the tools available to help you manage your activity on fmb.